FIGHT FOR YOUR HOME

DID YOU KNOW THAT OVER 6 MILLION HOMEOWNERS ARE 30 DAYS OR MORE LATE ON THEIR MORTGAGE PAYMENTS?

Defending Your Home Against Foreclosure: Cozmyk Law Offices's Fight For My Home Foreclosure Assistance Program.

If you are facing foreclosure, YOU ARE NOT ALONE!  You probably have many questions.  You may feel confused, embarrassed or angry.  We can help.

At Cozmyk Law Offices, we represent Ohio homeowners facing foreclosure. Even if you are behind on your mortgage payments, you still have options. We aggressively represent our clients to find the best solutions available. We have represented and defended hundreds of Ohio homeowners. Using our experience in foreclosure defense litigation, we developed the Fight For My Home Foreclosure Prevention Program to protect the rights of our clients throughout the state of Ohio.

If you are facing foreclosure, it is important to act quickly. Cozmyk Law Offices can fight your foreclosure case and gain you the valuable time needed to help work towards an equitable solution. Well-defended foreclosure cases often take a year or longer before they are resolved. For many people, this additional time can be the difference between financial survival and bankruptcy.

In a foreclosure, banks must take the proper steps in the proper order to have the legal right to foreclose. Often there are procedural and administrative defenses that can be raised on your behalf by an experienced foreclosure defense attorney. By asserting legal defenses to the foreclosure action, we maximize the chances of a favorable solution.

For clients who want to keep their homes, we fight the foreclosure and provide assistance with mortgage modifications. For clients who are not able to keep their homes, we provide assistance with short sales, deed-in-lieu of foreclosure, and negotiated settlements.

The FORECLOSURE FIVE — If you are facing foreclosure, please understand the following:

1.  EDUCATION IS POWER.  Our Fight For My Home Foreclosure Assistance Workshops were designed to provide homeowners with valuable information about the foreclosure process and the options available to help them fight their foreclosure. Cozmyk Law Offices conducts these workshops throughout Ohio. Click Here to receive information about an upcoming workshop near you.

2.  BEWARE OF SCAMS.  Homeowners are barraged by advertising from mortgage modification companies and non-lawyer experts who promise to help you avoid foreclosure. Only an Ohio lawyer can represent you in a foreclosure lawsuit filed in an Ohio court. The Cozmyk Law Offices represents homeowners throughout Ohio and has offices located throughout the state. Contact us to find the one nearest you.

3.  DOING NOTHING WILL NEVER HELP.  When faced with a foreclosure, it can be overwhelming. You may feel like doing nothing and hoping things will get better. You probably feel like your situation is hopeless. HELP IS A PHONE CALL AWAY. In even the most dire situations, there are often solutions you may not have considered. Consult with an experienced foreclosure defense attorney.

4.  THE BANK IS NOT YOUR FRIEND.  Our foreclosure defense attorneys have seen banks and loan servicers lie to borrowers. We have witnessed banks and loan servicers misrepresent facts. We have represented many property owners who made the mistake of relying on false promises made by representatives of their banks. VERIFY ALL INFORMATION given to you by your bank or loan representative with an experienced attorney to find out the truth about your legal rights

5.  TIME IS NOT ON YOUR SIDE.  Once you have been served with a foreclosure lawsuit, you cannot afford to wait. Upon being served, you ONLY have 28 days to retain an attorney to respond on your behalf and raise legal defenses to the foreclosure lawsuit. If you wait too long, you can severely damage your legal rights. Be proactive — it is extremely important that you seek immediate help.

We at Cozmyk Law Offices are here to help. Call us today so that we may discuss your individual situation. We will explain in detail your options. We will give you the information you need to make an informed decision about your financial future. We can help you take back control and start living your life again. Start fighting, by calling to find out more about how The Cozmyk Law Offices’ Fight For My Home Foreclosure Assistance Program can help you fight for your home.

Call Cozmyk Law Offices today at 877-570-4440 for an informative and comprehensive consultation on how our Fight For My Home Foreclosure Assistance Program can help you defend your foreclosure and save your home.